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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,987 | $175,231+26.1% | $149,696+47.6% | $139,466+58.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.33% | 166.77%-145.4pp | 134.46%-113.1pp | 373.66%-352.3pp |
| Employer contribution / active EE | $20,808 | $5,478+279.8% | $4,821+331.6% | $4,754+337.7% |
| Participant deferral / active EE | $13,567 | $6,521+108.0% | $5,682+138.8% | $6,712+102.1% |
| Admin fee / account holder | $4,382 | $16,155-72.9% | $13,212-66.8% | $11,409-61.6% |