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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,504 | $199,109+47.9% | $173,730+69.5% | $154,746+90.3% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 20.53% | 20.02%+0.5pp | 19.96%+0.6pp | 172.34%-151.8pp |
| Employer contribution / active EE | $2,064 | $5,311-61.1% | $4,577-54.9% | $4,379-52.9% |
| Participant deferral / active EE | $12,291 | $7,113+72.8% | $6,326+94.3% | $6,730+82.6% |
| Admin fee / account holder | $259,664 | $20,916+1141.5% | $17,523+1381.8% | $14,365+1707.6% |