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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,366 | $166,268+119.7% | $165,100+121.3% | $145,897+150.4% |
| Participation rate | 79.2% | 82.0%-2.9pp | 78.6%+0.5pp | 80.3%-1.1pp |
| Annual return | 14.23% | 100.52%-86.3pp | 70.21%-56.0pp | 552.29%-538.1pp |
| Employer contribution / active EE | $1,829 | $5,284-65.4% | $4,348-57.9% | $4,663-60.8% |
| Participant deferral / active EE | $12,212 | $6,964+75.3% | $6,035+102.3% | $6,689+82.6% |
| Admin fee / account holder | $17,385 | $16,659+4.4% | $12,696+36.9% | $13,390+29.8% |