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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,671 | $162,812+77.3% | $133,971+115.5% | $158,966+81.6% |
| Participation rate | 85.7% | 83.2%+2.5pp | 79.8%+5.9pp | 82.0%+3.8pp |
| Annual return | 15.05% | 41.94%-26.9pp | 45.09%-30.0pp | 302.95%-287.9pp |
| Employer contribution / active EE | $1,884 | $4,976-62.1% | $3,919-51.9% | $4,762-60.4% |
| Participant deferral / active EE | $12,452 | $5,910+110.7% | $5,047+146.7% | $5,983+108.1% |
| Admin fee / account holder | $733 | $11,741-93.8% | $8,929-91.8% | $11,250-93.5% |