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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,924 | $65,704+50.6% | $94,229+5.0% | $59,633+65.9% |
| Participation rate | 67.3% | 72.1%-4.8pp | 78.8%-11.5pp | 68.7%-1.4pp |
| Annual return | -0.85% | 5.22%-6.1pp | 10.68%-11.5pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $2,496 | $2,021+23.5% | $3,587-30.4% | $2,203+13.3% |
| Participant deferral / active EE | $6,672 | $3,143+112.3% | $4,320+54.4% | $3,192+109.1% |
| Admin fee / account holder | $395 | $4,265-90.7% | $6,269-93.7% | $4,297-90.8% |