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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,942 | $99,994-11.1% | $146,647-39.3% | $85,851+3.6% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 16.61% | 18.93%-2.3pp | 22.75%-6.1pp | 318.63%-302.0pp |
| Employer contribution / active EE | $2,948 | $2,559+15.2% | $4,137-28.7% | $2,565+14.9% |
| Participant deferral / active EE | $6,333 | $4,006+58.1% | $5,506+15.0% | $3,952+60.2% |
| Admin fee / account holder | $2,480 | $7,703-67.8% | $10,281-75.9% | $6,261-60.4% |