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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,721 | $91,559+7.8% | $133,978-26.3% | $79,856+23.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 4.83% | 61.85%-57.0pp | 45.10%-40.3pp | 31.71%-26.9pp |
| Employer contribution / active EE | $2,785 | $2,384+16.8% | $3,919-28.9% | $2,471+12.7% |
| Participant deferral / active EE | $5,701 | $3,734+52.7% | $5,047+12.9% | $3,741+52.4% |
| Admin fee / account holder | $12,589 | $6,321+99.2% | $8,930+41.0% | $5,306+137.2% |