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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,531 | $176,077+5.9% | $159,455+17.0% | $167,518+11.3% |
| Participation rate | 66.7% | 84.9%-18.3pp | 82.8%-16.2pp | 82.1%-15.4pp |
| Annual return | 15.47% | 331.83%-316.4pp | 263.63%-248.2pp | 478.71%-463.2pp |
| Employer contribution / active EE | $15,415 | $5,298+191.0% | $4,830+219.1% | $4,838+218.6% |
| Participant deferral / active EE | $7,468 | $7,751-3.7% | $7,353+1.6% | $6,342+17.7% |
| Admin fee / account holder | $2,178 | $12,556-82.7% | $10,800-79.8% | $12,312-82.3% |