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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,816 | $160,040+67.3% | $147,096+82.1% | $145,877+83.6% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 11.78% | 98.49%-86.7pp | 419.75%-408.0pp | 551.28%-539.5pp |
| Employer contribution / active EE | $16,449 | $5,289+211.0% | $4,936+233.2% | $4,663+252.8% |
| Participant deferral / active EE | $7,976 | $8,429-5.4% | $8,071-1.2% | $6,691+19.2% |
| Admin fee / account holder | $4,394 | $15,050-70.8% | $13,005-66.2% | $13,402-67.2% |