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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,894 | $138,114+37.5% | $125,391+51.4% | $134,545+41.1% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -17.56% | 750.88%-768.4pp | 572.41%-590.0pp | 418.37%-435.9pp |
| Employer contribution / active EE | $16,228 | $5,246+209.3% | $4,816+237.0% | $4,742+242.2% |
| Participant deferral / active EE | $7,856 | $7,801+0.7% | $7,448+5.5% | $6,401+22.7% |
| Admin fee / account holder | $2,428 | $11,570-79.0% | $10,009-75.7% | $11,431-78.8% |