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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,623 | $89,370+1.4% | $141,197-35.8% | $72,976+24.2% |
| Participation rate | 78.6% | 75.1%+3.4pp | 82.5%-3.9pp | 69.5%+9.1pp |
| Annual return | 16.92% | 111.88%-95.0pp | 71.41%-54.5pp | 81.02%-64.1pp |
| Employer contribution / active EE | $1,980 | $3,115-36.4% | $4,736-58.2% | $2,440-18.9% |
| Participant deferral / active EE | $5,194 | $5,419-4.1% | $6,710-22.6% | $3,608+44.0% |
| Admin fee / account holder | $45,788 | $5,957+668.7% | $10,265+346.1% | $5,124+793.6% |