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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,105 | $76,551+59.5% | $123,894-1.4% | $62,881+94.2% |
| Participation rate | 80.0% | 73.0%+7.0pp | 81.4%-1.4pp | 69.3%+10.7pp |
| Annual return | 8.82% | 18.68%-9.9pp | 47.52%-38.7pp | 20.14%-11.3pp |
| Employer contribution / active EE | $1,937 | $2,882-32.8% | $4,617-58.0% | $2,281-15.1% |
| Participant deferral / active EE | $4,714 | $4,840-2.6% | $5,984-21.2% | $3,203+47.2% |
| Admin fee / account holder | $1,194 | $4,826-75.3% | $8,357-85.7% | $4,296-72.2% |