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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,909 | $82,678-2.1% | $125,391-35.5% | $68,490+18.1% |
| Participation rate | 55.0% | 75.1%-20.1pp | 82.4%-27.4pp | 67.9%-12.9pp |
| Annual return | -16.32% | -5.97%-10.4pp | 572.41%-588.7pp | -7.85%-8.5pp |
| Employer contribution / active EE | $1,904 | $3,382-43.7% | $4,816-60.5% | $2,597-26.7% |
| Participant deferral / active EE | $3,328 | $6,111-45.5% | $7,448-55.3% | $4,028-17.4% |
| Admin fee / account holder | $3,116 | $6,277-50.4% | $10,009-68.9% | $5,403-42.3% |