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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,224 | $88,707-69.3% | $74,184-63.3% | $273,972-90.1% |
| Participation rate | 81.8% | 79.4%+2.4pp | 76.6%+5.2pp | 83.0%-1.2pp |
| Annual return | 7.20% | 11.94%-4.7pp | 17.74%-10.5pp | 41.46%-34.3pp |
| Employer contribution / active EE | $1,805 | $3,159-42.9% | $2,370-23.8% | $4,869-62.9% |
| Participant deferral / active EE | $4,028 | $4,212-4.4% | $3,550+13.5% | $5,287-23.8% |
| Admin fee / account holder | $829 | $8,717-90.5% | $5,586-85.2% | $10,133-91.8% |