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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,490 | $100,805-39.0% | $86,698-29.1% | $134,532-54.3% |
| Participation rate | 81.0% | 79.0%+2.0pp | 76.6%+4.4pp | 81.2%-0.3pp |
| Annual return | -20.70% | 29.09%-49.8pp | 35.95%-56.6pp | 418.27%-439.0pp |
| Employer contribution / active EE | $2,464 | $3,490-29.4% | $2,837-13.2% | $4,741-48.0% |
| Participant deferral / active EE | $5,918 | $5,339+10.8% | $4,656+27.1% | $6,401-7.5% |
| Admin fee / account holder | $555 | $10,925-94.9% | $7,493-92.6% | $11,429-95.1% |