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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,257 | $112,131-46.3% | $95,964-37.2% | $158,982-62.1% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 16.34% | 171.19%-154.8pp | 91.64%-75.3pp | 302.99%-286.6pp |
| Employer contribution / active EE | $1,277 | $3,199-60.1% | $2,541-49.7% | $4,763-73.2% |
| Participant deferral / active EE | $3,866 | $4,784-19.2% | $4,167-7.2% | $5,983-35.4% |
| Admin fee / account holder | $2,603 | $10,136-74.3% | $6,797-61.7% | $11,252-76.9% |