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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,665 | $78,694+317.7% | $67,652+385.8% | $125,389+162.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | 1.44% | 9.46%-8.0pp | 6625.40%-6624.0pp | 282.24%-280.8pp |
| Employer contribution / active EE | $16,214 | $3,044+432.7% | $2,266+615.6% | $4,866+233.2% |
| Participant deferral / active EE | $4,556 | $4,292+6.2% | $3,560+28.0% | $5,352-14.9% |
| Admin fee / account holder | $342 | $7,403-95.4% | $4,821-92.9% | $9,541-96.4% |