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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,215 | $88,707+247.5% | $74,184+315.5% | $273,972+12.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.13% | 11.94%-7.8pp | 17.74%-13.6pp | 41.46%-37.3pp |
| Employer contribution / active EE | $20,251 | $3,159+541.0% | $2,370+754.4% | $4,869+315.9% |
| Participant deferral / active EE | $5,037 | $4,212+19.6% | $3,550+41.9% | $5,287-4.7% |
| Admin fee / account holder | $1,744 | $8,717-80.0% | $5,586-68.8% | $10,133-82.8% |