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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,802 | $92,219+196.9% | $76,767+256.7% | $135,380+102.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -3.14% | 5.46%-8.6pp | 2.43%-5.6pp | 519.81%-522.9pp |
| Employer contribution / active EE | $18,952 | $3,216+489.3% | $2,485+662.6% | $4,779+296.6% |
| Participant deferral / active EE | $4,193 | $4,508-7.0% | $3,852+8.9% | $5,609-25.2% |
| Admin fee / account holder | $367 | $10,749-96.6% | $6,675-94.5% | $10,828-96.6% |