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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,065 | $168,635-46.0% | $147,617-38.3% | $125,389-27.4% |
| Participation rate | 80.0% | 88.8%-8.8pp | 84.6%-4.6pp | 83.2%-3.2pp |
| Annual return | -2.63% | 77.65%-80.3pp | 61.98%-64.6pp | 282.24%-284.9pp |
| Employer contribution / active EE | $2,846 | $6,252-54.5% | $5,564-48.9% | $4,866-41.5% |
| Participant deferral / active EE | $7,597 | $5,507+38.0% | $4,895+55.2% | $5,352+42.0% |
| Admin fee / account holder | $905 | $13,580-93.3% | $11,612-92.2% | $9,541-90.5% |