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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,299 | $181,896-40.5% | $156,551-30.8% | $273,972-60.5% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 6.21% | 30.74%-24.5pp | 32.23%-26.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $2,896 | $6,248-53.6% | $5,501-47.4% | $4,869-40.5% |
| Participant deferral / active EE | $7,525 | $5,550+35.6% | $4,871+54.5% | $5,287+42.3% |
| Admin fee / account holder | $1,016 | $15,560-93.5% | $13,028-92.2% | $10,133-90.0% |