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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,350 | $198,457-31.8% | $170,435-20.6% | $147,586-8.3% |
| Participation rate | 72.7% | 88.0%-15.2pp | 83.6%-10.9pp | 82.8%-10.1pp |
| Annual return | 13.25% | 257.30%-244.1pp | 205.94%-192.7pp | 578.59%-565.3pp |
| Employer contribution / active EE | $2,669 | $6,183-56.8% | $5,432-50.9% | $4,876-45.3% |
| Participant deferral / active EE | $7,724 | $5,629+37.2% | $4,939+56.4% | $5,439+42.0% |
| Admin fee / account holder | $866 | $16,852-94.9% | $13,881-93.8% | $10,886-92.0% |