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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,185 | $102,393-9.0% | $147,041-36.6% | $80,911+15.2% |
| Participation rate | 88.6% | 75.9%+12.7pp | 82.2%+6.4pp | 67.6%+20.9pp |
| Annual return | 11.08% | 134.95%-123.9pp | 419.21%-408.1pp | 35.63%-24.5pp |
| Employer contribution / active EE | $4,215 | $3,715+13.4% | $4,935-14.6% | $2,756+52.9% |
| Participant deferral / active EE | $10,083 | $6,647+51.7% | $8,071+24.9% | $4,297+134.6% |
| Admin fee / account holder | $8,220 | $7,943+3.5% | $13,006-36.8% | $6,935+18.5% |