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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,714 | $165,361+18.4% | $149,715+30.7% | $158,950+23.1% |
| Participation rate | 72.2% | 84.6%-12.3pp | 82.5%-10.3pp | 82.0%-9.7pp |
| Annual return | 25.04% | 348.24%-323.2pp | 276.66%-251.6pp | 302.91%-277.9pp |
| Employer contribution / active EE | $3,104 | $5,103-39.2% | $4,645-33.2% | $4,762-34.8% |
| Participant deferral / active EE | $9,540 | $7,182+32.8% | $6,842+39.4% | $5,983+59.5% |
| Admin fee / account holder | $2,186 | $10,808-79.8% | $9,310-76.5% | $11,248-80.6% |