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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,581 | $93,589+8.5% | $135,942-25.3% | $75,181+35.1% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 19.81% | 30.90%-11.1pp | 68.28%-48.5pp | 160.69%-140.9pp |
| Employer contribution / active EE | $3,888 | $3,537+9.9% | $4,858-20.0% | $2,671+45.6% |
| Participant deferral / active EE | $9,200 | $6,405+43.6% | $7,759+18.6% | $4,126+123.0% |
| Admin fee / account holder | $16,456 | $6,977+135.9% | $10,764+52.9% | $5,650+191.3% |