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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,100 | $65,434+7.1% | $98,483-28.8% | $85,847-18.3% |
| Participation rate | 100.0% | 65.0%+35.0pp | 73.3%+26.7pp | 69.3%+30.7pp |
| Annual return | 20.80% | 21.75%-1.0pp | 1494.38%-1473.6pp | 318.61%-297.8pp |
| Employer contribution / active EE | $5,106 | $2,169+135.4% | $2,961+72.4% | $2,565+99.0% |
| Participant deferral / active EE | $9,754 | $3,168+207.9% | $4,276+128.1% | $3,952+146.8% |
| Admin fee / account holder | $5,486 | $4,595+19.4% | $5,953-7.8% | $6,261-12.4% |