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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,255 | $90,607-36.8% | $79,467-28.0% | $135,380-57.7% |
| Participation rate | 95.5% | 76.0%+19.4pp | 73.3%+22.1pp | 82.6%+12.8pp |
| Annual return | 32.85% | 977.74%-944.9pp | 718.30%-685.5pp | 519.81%-487.0pp |
| Employer contribution / active EE | $4,425 | $3,068+44.2% | $2,800+58.0% | $4,779-7.4% |
| Participant deferral / active EE | $10,054 | $4,050+148.2% | $3,704+171.4% | $5,609+79.2% |
| Admin fee / account holder | $1,420 | $5,895-75.9% | $5,104-72.2% | $10,828-86.9% |