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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,653 | $103,038-39.2% | $90,324-30.6% | $152,909-59.0% |
| Participation rate | 95.0% | 75.9%+19.1pp | 73.3%+21.7pp | 82.5%+12.5pp |
| Annual return | 20.96% | 95.25%-74.3pp | 78.15%-57.2pp | 345.46%-324.5pp |
| Employer contribution / active EE | $5,026 | $3,141+60.0% | $2,856+76.0% | $4,764+5.5% |
| Participant deferral / active EE | $9,735 | $4,282+127.3% | $3,885+150.5% | $5,851+66.4% |
| Admin fee / account holder | $690 | $6,177-88.8% | $5,356-87.1% | $11,601-94.1% |