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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,762 | $60,139-7.3% | $90,461-38.4% | $79,856-30.2% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 19.36% | 71.96%-52.6pp | 1294.76%-1275.4pp | 31.71%-12.3pp |
| Employer contribution / active EE | $4,660 | $2,069+125.3% | $3,264+42.8% | $2,471+88.6% |
| Participant deferral / active EE | $9,131 | $2,939+210.7% | $3,964+130.3% | $3,741+144.1% |
| Admin fee / account holder | $8,872 | $3,978+123.0% | $5,617+58.0% | $5,306+67.2% |