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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,868 | $81,504+37.3% | $102,437+9.2% | $80,959+38.2% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.40% | 25.60%-18.2pp | 24.95%-17.6pp | 35.67%-28.3pp |
| Employer contribution / active EE | $11,482 | $3,104+270.0% | $3,871+196.6% | $2,757+316.4% |
| Participant deferral / active EE | $1,295 | $3,871-66.6% | $5,060-74.4% | $4,300-69.9% |
| Admin fee / account holder | $4,807 | $6,719-28.5% | $8,388-42.7% | $6,925-30.6% |