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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,800 | $88,672+40.7% | $105,223+18.6% | $82,448+51.4% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.91% | 30.86%-17.9pp | 180.65%-167.7pp | 41.64%-28.7pp |
| Employer contribution / active EE | $15,755 | $3,048+416.9% | $3,689+327.2% | $2,551+517.6% |
| Participant deferral / active EE | $1,411 | $4,036-65.0% | $5,072-72.2% | $4,139-65.9% |
| Admin fee / account holder | $4,111 | $7,146-42.5% | $8,859-53.6% | $7,234-43.2% |