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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,800 | $93,345+33.7% | $119,126+4.8% | $87,485+42.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 12.91% | 19.08%-6.2pp | 282.11%-269.2pp | 26.06%-13.1pp |
| Employer contribution / active EE | $15,755 | $3,172+396.8% | $4,034+290.6% | $2,596+506.9% |
| Participant deferral / active EE | $1,411 | $4,099-65.6% | $5,318-73.5% | $4,274-67.0% |
| Admin fee / account holder | $4,111 | $8,039-48.9% | $10,693-61.6% | $7,775-47.1% |