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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,603 | $64,716+43.1% | $112,258-17.5% | $68,495+35.2% |
| Participation rate | 80.5% | 67.2%+13.3pp | 75.1%+5.4pp | 67.9%+12.6pp |
| Annual return | -15.12% | -11.40%-3.7pp | 27.47%-42.6pp | -7.84%-7.3pp |
| Employer contribution / active EE | $5,771 | $2,746+110.1% | $3,636+58.7% | $2,596+122.3% |
| Participant deferral / active EE | $471 | $3,565-86.8% | $4,728-90.0% | $4,028-88.3% |
| Admin fee / account holder | $1,486 | $5,232-71.6% | $6,411-76.8% | $5,403-72.5% |