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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,922 | $185,312+58.1% | $161,489+81.4% | $154,746+89.3% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 19.90% | 103.84%-83.9pp | 89.72%-69.8pp | 172.34%-152.4pp |
| Employer contribution / active EE | $11,227 | $4,769+135.4% | $4,268+163.0% | $4,379+156.4% |
| Participant deferral / active EE | $6,933 | $6,350+9.2% | $5,630+23.1% | $6,730+3.0% |
| Admin fee / account holder | $1,802 | $18,654-90.3% | $16,006-88.7% | $14,365-87.5% |