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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,183 | $202,342-51.5% | $172,753-43.2% | $152,909-35.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.76% | 1029.88%-1012.1pp | 803.00%-785.2pp | 345.46%-327.7pp |
| Employer contribution / active EE | $9,937 | $5,857+69.6% | $5,144+93.2% | $4,764+108.6% |
| Participant deferral / active EE | $6,318 | $5,948+6.2% | $5,198+21.6% | $5,851+8.0% |
| Admin fee / account holder | $4,830 | $17,112-71.8% | $13,956-65.4% | $11,601-58.4% |