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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,640 | $167,353-14.8% | $143,797-0.8% | $134,545+6.0% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -13.30% | 0.48%-13.8pp | -0.04%-13.3pp | 418.37%-431.7pp |
| Employer contribution / active EE | $9,695 | $5,620+72.5% | $4,952+95.8% | $4,742+104.5% |
| Participant deferral / active EE | $5,639 | $6,447-12.5% | $5,6380% | $6,401-11.9% |
| Admin fee / account holder | $8,142 | $18,096-55.0% | $14,679-44.5% | $11,431-28.8% |