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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,705 | $181,896+10.9% | $156,551+28.8% | $273,972-26.4% |
| Participation rate | 73.3% | 88.4%-15.1pp | 84.0%-10.7pp | 83.0%-9.7pp |
| Annual return | 7.13% | 30.74%-23.6pp | 32.23%-25.1pp | 41.46%-34.3pp |
| Employer contribution / active EE | $7,779 | $6,248+24.5% | $5,501+41.4% | $4,869+59.8% |
| Participant deferral / active EE | $6,242 | $5,550+12.5% | $4,871+28.1% | $5,287+18.1% |
| Admin fee / account holder | $3,150 | $15,560-79.8% | $13,028-75.8% | $10,133-68.9% |