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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,922 | $172,111+70.2% | $150,298+94.9% | $137,256+113.4% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 19.90% | 69.37%-49.5pp | 62.79%-42.9pp | 220.34%-200.4pp |
| Employer contribution / active EE | $11,227 | $4,636+142.2% | $4,154+170.3% | $4,156+170.1% |
| Participant deferral / active EE | $6,933 | $6,166+12.4% | $5,453+27.1% | $6,407+8.2% |
| Admin fee / account holder | $1,802 | $16,471-89.1% | $14,116-87.2% | $12,270-85.3% |