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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $617,826 | $168,635+266.4% | $147,617+318.5% | $125,389+392.7% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -1.62% | 77.65%-79.3pp | 61.98%-63.6pp | 282.24%-283.9pp |
| Employer contribution / active EE | $36,405 | $6,252+482.3% | $5,564+554.2% | $4,866+648.1% |
| Participant deferral / active EE | $1,636 | $5,507-70.3% | $4,895-66.6% | $5,352-69.4% |
| Admin fee / account holder | $4,625 | $13,580-65.9% | $11,612-60.2% | $9,541-51.5% |