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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $601,855 | $202,342+197.4% | $172,753+248.4% | $152,909+293.6% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.5%+7.5pp |
| Annual return | 14.74% | 1029.88%-1015.1pp | 803.00%-788.3pp | 345.46%-330.7pp |
| Employer contribution / active EE | $29,343 | $5,857+401.0% | $5,144+470.4% | $4,764+515.9% |
| Participant deferral / active EE | $1,800 | $5,948-69.7% | $5,198-65.4% | $5,851-69.2% |
| Admin fee / account holder | $85,241 | $17,112+398.1% | $13,956+510.8% | $11,601+634.8% |