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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $601,855 | $202,326+197.5% | $172,745+248.4% | $152,870+293.7% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.4%+7.6pp |
| Annual return | 14.74% | 1029.72%-1015.0pp | 802.90%-788.2pp | 345.34%-330.6pp |
| Employer contribution / active EE | $29,343 | $5,858+400.9% | $5,144+470.4% | $4,763+516.1% |
| Participant deferral / active EE | $1,800 | $5,948-69.7% | $5,197-65.4% | $5,850-69.2% |
| Admin fee / account holder | $85,241 | $17,110+398.2% | $13,954+510.9% | $11,597+635.1% |