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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $578,818 | $167,353+245.9% | $143,797+302.5% | $134,545+330.2% |
| Participation rate | 84.6% | 84.8%-0.2pp | 80.3%+4.3pp | 81.2%+3.4pp |
| Annual return | -12.09% | 0.48%-12.6pp | -0.04%-12.0pp | 418.37%-430.5pp |
| Employer contribution / active EE | $18,983 | $5,620+237.8% | $4,952+283.3% | $4,742+300.4% |
| Participant deferral / active EE | $9,884 | $6,447+53.3% | $5,638+75.3% | $6,401+54.4% |
| Admin fee / account holder | $4,884 | $18,096-73.0% | $14,679-66.7% | $11,431-57.3% |