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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,940 | $85,766-4.5% | $136,298-39.9% | $70,126+16.8% |
| Participation rate | 54.8% | 74.2%-19.3pp | 81.9%-27.1pp | 69.5%-14.7pp |
| Annual return | 24.78% | 31.46%-6.7pp | 5156.27%-5131.5pp | 73.15%-48.4pp |
| Employer contribution / active EE | $2,145 | $2,966-27.7% | $4,696-54.3% | $2,343-8.4% |
| Participant deferral / active EE | $4,441 | $5,051-12.1% | $6,247-28.9% | $3,332+33.3% |
| Admin fee / account holder | $1,458 | $5,421-73.1% | $9,244-84.2% | $4,645-68.6% |