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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,207 | $93,617-35.7% | $135,982-55.7% | $75,177-19.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 20.50% | 30.89%-10.4pp | 68.32%-47.8pp | 160.75%-140.3pp |
| Employer contribution / active EE | $2,736 | $3,538-22.7% | $4,859-43.7% | $2,671+2.4% |
| Participant deferral / active EE | $6,582 | $6,406+2.7% | $7,760-15.2% | $4,126+59.5% |
| Admin fee / account holder | $2,017 | $6,980-71.1% | $10,767-81.3% | $5,651-64.3% |