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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,751 | $82,678-32.6% | $125,391-55.5% | $68,490-18.6% |
| Participation rate | 91.1% | 75.1%+16.0pp | 82.4%+8.7pp | 67.9%+23.2pp |
| Annual return | -18.12% | -5.97%-12.2pp | 572.41%-590.5pp | -7.85%-10.3pp |
| Employer contribution / active EE | $2,541 | $3,382-24.9% | $4,816-47.2% | $2,597-2.2% |
| Participant deferral / active EE | $6,358 | $6,111+4.0% | $7,448-14.6% | $4,028+57.9% |
| Admin fee / account holder | $6,643 | $6,277+5.8% | $10,009-33.6% | $5,403+23.0% |