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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,436 | $86,298+207.6% | $111,308+138.5% | $85,847+209.2% |
| Participation rate | 96.9% | 73.3%+23.5pp | 77.3%+19.6pp | 69.3%+27.6pp |
| Annual return | 18.76% | 19.99%-1.2pp | 54.67%-35.9pp | 318.61%-299.8pp |
| Employer contribution / active EE | $1,032 | $2,044-49.5% | $2,732-62.2% | $2,565-59.8% |
| Participant deferral / active EE | $8,289 | $3,641+127.7% | $4,487+84.7% | $3,952+109.7% |
| Admin fee / account holder | $3,458 | $8,189-57.8% | $7,965-56.6% | $6,261-44.8% |