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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,210 | $97,550+210.8% | $120,344+152.0% | $87,485+246.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 14.54% | 18.41%-3.9pp | 20.30%-5.8pp | 26.06%-11.5pp |
| Employer contribution / active EE | $2,145 | $2,291-6.4% | $3,020-29.0% | $2,596-17.4% |
| Participant deferral / active EE | $11,294 | $4,230+167.0% | $5,135+119.9% | $4,274+164.3% |
| Admin fee / account holder | $27,283 | $9,543+185.9% | $12,742+114.1% | $7,775+250.9% |