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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,643 | $80,992+214.4% | $96,534+163.8% | $75,173+238.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 22.03% | 27.05%-5.0pp | 25.88%-3.9pp | 160.72%-138.7pp |
| Employer contribution / active EE | $1,742 | $2,283-23.7% | $2,965-41.3% | $2,671-34.8% |
| Participant deferral / active EE | $10,402 | $3,929+164.7% | $4,851+114.4% | $4,126+152.1% |
| Admin fee / account holder | $2,372 | $6,717-64.7% | $8,253-71.3% | $5,651-58.0% |