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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,284 | $65,575+60.6% | $86,209+22.1% | $75,181+40.0% |
| Participation rate | 60.3% | 60.5%-0.2pp | 69.0%-8.6pp | 67.2%-6.9pp |
| Annual return | 13.92% | 46.07%-32.2pp | 1169.05%-1155.1pp | 160.69%-146.8pp |
| Employer contribution / active EE | $1,885 | $1,553+21.3% | $2,381-20.9% | $2,671-29.4% |
| Participant deferral / active EE | $3,457 | $3,023+14.3% | $3,986-13.3% | $4,126-16.2% |
| Admin fee / account holder | $4,940 | $5,470-9.7% | $6,853-27.9% | $5,650-12.6% |