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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,718 | $93,346+0.4% | $71,796+30.5% | $273,972-65.8% |
| Participation rate | 60.9% | 76.5%-15.7pp | 69.1%-8.2pp | 83.0%-22.1pp |
| Annual return | 47.48% | 130.39%-82.9pp | 78.04%-30.6pp | 41.46%+6.0pp |
| Employer contribution / active EE | $2,544 | $2,733-6.9% | $1,924+32.2% | $4,869-47.8% |
| Participant deferral / active EE | $4,928 | $3,475+41.8% | $2,794+76.3% | $5,287-6.8% |
| Admin fee / account holder | $452 | $6,571-93.1% | $4,815-90.6% | $10,133-95.5% |