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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,188 | $54,541+100.2% | $78,778+38.6% | $70,126+55.7% |
| Participation rate | 56.7% | 60.8%-4.1pp | 69.2%-12.5pp | 69.5%-12.9pp |
| Annual return | 17.21% | 21.07%-3.9pp | 35.62%-18.4pp | 73.15%-55.9pp |
| Employer contribution / active EE | $2,443 | $1,089+124.5% | $1,986+23.0% | $2,343+4.3% |
| Participant deferral / active EE | $4,782 | $2,210+116.4% | $2,958+61.7% | $3,332+43.5% |
| Admin fee / account holder | $693 | $3,709-81.3% | $5,134-86.5% | $4,645-85.1% |