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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,960 | $58,493+89.7% | $84,023+32.1% | $72,976+52.0% |
| Participation rate | 66.7% | 61.2%+5.4pp | 69.0%-2.4pp | 69.5%-2.8pp |
| Annual return | 21.71% | 28.93%-7.2pp | 71.32%-49.6pp | 81.02%-59.3pp |
| Employer contribution / active EE | $4,684 | $1,163+302.8% | $1,984+136.1% | $2,440+92.0% |
| Participant deferral / active EE | $7,077 | $2,394+195.6% | $3,239+118.5% | $3,608+96.2% |
| Admin fee / account holder | $2,001 | $4,569-56.2% | $6,102-67.2% | $5,124-61.0% |