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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,380 | $162,136-24.5% | $152,301-19.6% | $154,746-20.9% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 13.84% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.5pp |
| Employer contribution / active EE | $4,759 | $4,890-2.7% | $4,624+2.9% | $4,379+8.7% |
| Participant deferral / active EE | $16,196 | $8,341+94.2% | $8,004+102.4% | $6,730+140.6% |
| Admin fee / account holder | $3,733 | $15,759-76.3% | $14,398-74.1% | $14,365-74.0% |