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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,227 | $176,105-58.4% | $159,474-54.1% | $167,536-56.3% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 29.57% | 331.91%-302.3pp | 263.68%-234.1pp | 478.82%-449.2pp |
| Employer contribution / active EE | $4,216 | $5,299-20.4% | $4,831-12.7% | $4,839-12.9% |
| Participant deferral / active EE | $11,872 | $7,751+53.2% | $7,353+61.5% | $6,342+87.2% |
| Admin fee / account holder | $1,566 | $12,559-87.5% | $10,802-85.5% | $12,315-87.3% |